What is Totepool and How to Use it in South Africa

Horse racing and tote betting go hand in hand in South Africa. No matter which iconic SA horse racing track you look at, you’ll find the tote at every big track, be it Greyville, Turffontein, Kenilworth, or Fairview. Tote betting has been a part of the horse racing scene in South Africa for generations. Even long before online bookmakers came around, horse racing punters would be queuing up at tote parlour windows, placing small bets and waiting for the dividend display to show them the numbers after every race.

In 2025, you no longer have to be physically present at the racecourse to join the tote betting action, and instead, you can do the whole thing online from your laptop or even your smartphone or tablet. There are licensed South African online bookmakers that are happy to accept your bets and connect you directly with the national tote pool. It doesn’t matter if you’re just betting on a Win or Place market or you’re trying your luck with something like a Pick 6, the tote offers all of it and gives you everything, including a fair shot at winning, a big shared pool, and the amazing feeling of seeing your pick winning, which never gets old.

Let’s take a deep dive into how tote betting really works in South Africa — not just the basics, but every trick, nuance, and insider detail. By the end, you’ll understand exactly how the tote operates, how payouts are calculated, and how to bet smartly and safely for a more consistent, profitable experience.

Understanding the Tote: Betting Smarter Starts Here

Before you start betting smartly on the tote, it’s important to know what it actually is and how it works. Tote betting isn’t like placing a regular bet with a bookmaker, where you already know your potential payout upfront. Instead, the tote is a pool-based betting system — all the bets from punters are combined into one big pot called the pool.

When the race is over, the total pool is shared among all the winning tickets. A small percentage is taken out as commission (known as the take-out) to keep the tote system running smoothly.

Now, here’s the key difference between tote betting and fixed-odds betting — and it’s one every punter should understand clearly:

  • With fixed odds, your payout is locked in the moment you place your bet. The odds you see are the odds you get.
  • With the tote, your payout isn’t fixed. It depends on how much money is in the pool and how many people picked the same winner.

That means your winnings could end up being more or less than you expected when you placed your bet — it all comes down to how the rest of the crowd bet. In a way, the tote is the people’s market: punters versus punters, with the final payout driven entirely by player demand.

In South Africa, the tote system is officially run by TAB / 4Racing and Gold Circle, the country’s licensed tote operators. They manage all local pools and even link up with international ones for major meetings in the UK, Ireland, Australia, and beyond. So whether you’re betting online or at the racecourse, your money goes into the same national tote network — fully regulated, transparent, and fair.

Here’s a simple tabulation to help you further understand the concept of tote betting:

Bet Type Pool Basis Who Sets Odds When Payout Finalises
Fixed Odds Individual bookmaker Bookmaker When you place the bet
Tote Shared pool of all punters Market (pool participants) After race results are official

Step-by-Step Explanation of How Totepool Functions

You might be wondering, “Why should I bother with tote betting when I can just bet with a bookmaker?” Well, there are plenty of good reasons why thousands of punters across South Africa still prefer the tote. Once you’ve tried it a few times, you’ll see how simple and exciting it really is. But before you click that “Place Bet” button, it helps to understand exactly what’s happening behind the scenes.

Here’s how tote betting works, step by step:

1. Pick Your Race

Start by choosing the race you want to bet on. It could be a local favourite like Greyville or Kenilworth, or even an international event such as the Dubai World Cup or Royal Ascot.

2. Choose Your Tote Market

Next, decide which tote market you want to bet on. It could be a straightforward Win or Place bet, or something more advanced like an Exacta, Trifecta, Swinger, Jackpot, or Pick 6. Each market has its own dedicated pool, so your bet joins only the pool for that specific bet type.

3. Enter Your Stake

Decide how much you want to bet — big or small, it’s entirely up to you. The beauty of tote betting is that every contribution adds to the total pool, meaning the more people who bet, the bigger the possible payouts.

4. Your Bet Joins the Pool

Once your ticket is confirmed, your money goes straight into the national tote pool, along with bets from punters all over South Africa. At this point, no one knows what the exact payout will be, because the final dividend depends on how much money is in the pool and how it’s distributed across all the runners.

5. Pool Closes Before the Race Starts

When the starter calls the field to the line, betting closes. No more wagers are accepted after this point. The total amount in the pool is now fixed, and the tote operator can begin preparing for payout calculations once the results are official.

6. Payouts Are Calculated After the Race

After the race, the tote operator deducts a small commission — usually around 10% — which goes towards operations, taxes, and maintaining the tote system. The remaining 90% (give or take) is shared among all the winning tickets in that pool.

Here’s an example:
Let’s say the total Win pool for a race is R100,000. After the 10% commission, R90,000 remains for payouts. If there are 9,000 winning units (meaning 9,000 winning R1 bets), each R1 bet would return R10. So, if you placed a R20 winning bet, you’d collect R200.

7. Payouts Can Shift Until the Pool Closes

Remember, tote payouts can change right up until the pool closes. Because the tote is a crowd-driven system, if a large amount of money suddenly pours in on one horse, it can lower that horse’s final payout. That’s what makes tote betting so dynamic — every punter plays a part in shaping the final odds.

The Main Tote Markets and How to Use Each

If you’ve ever clicked on the horse racing tab at your favourite bookmaker’s site, you’ve probably noticed a variety of betting options on offer. The simplest ones are the Win and Place markets, but there are also more advanced options like the Exacta, Trifecta, Pick 6, and many more.

Now, always betting on which horse will win might feel safe — but it can also limit your potential payouts. By learning about the different tote bet types, you can bet more tactfully, unlock better odds, and increase your chances of landing those bigger wins. So, let’s break down the main tote markets and how each one works.

Win and Place Pools

These are the foundation of tote betting — simple, popular, and great for both beginners and seasoned punters.

  • A Win bet means you’re backing a horse to come first.
  • A Place bet means your horse just needs to finish among the top few — usually the top 2, 3, or 4, depending on how many runners are in the race.

Here’s an example:

You back Horse #4 to Win at a tote dividend of R3.00. If it wins, you’ll collect R3 for every R1 you staked. Or, if you take it to Place at R1.50 and it finishes second, you’ll still get R1.50 for every R1.
That’s why many punters love Place bets — they’re easier to land and can help keep your balance ticking upwards while you wait for those big wins to come through.

Each-Way Tote Bets

An Each-Way bet is essentially two bets in one — half on the Win, and half on the Place.

So, if you stake R100, you’re actually putting R50 on Win and R50 on Place.

Here’s how it plays out:

  • If your horse wins, you’ll collect both the Win and the Place dividends.
  • If it only places, you’ll still collect the Place payout.

This bet type is perfect when you fancy a horse that looks strong but you’re not completely sure it’ll take first place. It’s a smart, balanced approach, giving you a shot at a solid win while still keeping you in the game even if your pick just misses out.

How the Tote Works

The tote system is a bit different. Instead of fixed prices, all the bets go into one big pool. After the race, the total pool is shared among the punters who backed the winner, minus a small operator fee.

Because of that, tote payouts aren’t fixed — they shift depending on how much money is in the pool and how people bet leading up to the race.

You might see a horse showing R4.20 on the tote board, but by race time, that payout could move to R3.80 or R5.00 depending on the final betting pattern.

Exotic Pools: Exacta, Trifecta, Swinger & Jackpot

This is where tote betting really starts to get exciting, and where the real money often lies. These “exotic” pools give you the chance to take your betting to the next level by predicting multiple race outcomes or combinations. They’re a bit trickier than your standard Win or Place bets, but the potential payouts can be massive.

Let’s break them down:

Exacta

With an Exacta, you’re predicting which horses will finish first and second, in the exact order. It’s not easy to hit, but when you do, the payouts are usually excellent because not many punters get it right.

Trifecta

The Trifecta takes things to the next level. Here, you need to correctly pick the first, second, and third finishers, all in the correct order. It’s a high-risk bet, but the rewards can be huge, especially in big fields.

Quartet

Feeling bold? The Quartet challenges you to pick the first four finishers in exact order. Nail this one, and you could be looking at a payout worth thousands of rands, even from a small stake. This is where tote betting can really pay off.

Swinger

The Swinger is a bit more forgiving, as you just need two of your selected horses to finish anywhere in the top three. It’s a great option in smaller fields and can deliver solid returns for a modest outlay. Many punters use Swingers as part of their regular betting strategy because they’re easier to land than most exotic bets.

Multi-Race Bets: Jackpot, Pick 3, Pick 6 & Place Accumulator

These are the big guns of tote betting: multi-race pools that test your consistency, skill, and a bit of nerve.

  • Jackpot: Pick the winners of four consecutive races.
  • Pick 3: Predict the winners of three races in a row.
  • Pick 6: The legendary bet where you must pick six consecutive winners. Land this one on a big race day, and you could be looking at a life-changing payout.
  • Place Accumulator (PA): Instead of winners, you pick horses to place in seven consecutive races — great for punters who prefer a steadier challenge.

These exotic pools are what make tote betting so thrilling. They combine strategy, risk, and excitement, and when luck goes your way, the rewards can be extraordinary.

Fixed Odds vs Totepool: Which Works Better for You?

The truth is, there’s no single right answer. It all depends on what kind of bettor you are and the type of race you’re looking at. Sometimes a fixed odds bet makes sense, and in other cases, a Tote bet could serve you better. Here’s how to tell the difference.

Fixed Odds Betting — Certainty and Control

When you take fixed odds, you’re locking in your price at the time you place your bet. For example, if the board shows odds of 4.00 and you put down R100, your payout will be R400 if your horse wins. That’s it. No changes, no surprises.

This kind of bet gives you complete certainty. You are aware of the risk and the exact reward. Many punters prefer this because it gives them peace of mind, especially if they’re worried that odds might shorten later on as more people bet on the same horse.

If you’ve spotted value in a horse early on, taking fixed odds means you can secure that price before it drops.

Tote Betting — The Power of the Pool

When you bet on the Tote, you’re entering a different kind of game. The payout isn’t fixed when you place your bet. Instead, all the money wagered by punters is pooled together. Once the race is over, the pool is divided among the winning tickets, after the operator takes a small cut.

Because of this, Tote payouts move constantly — they’re driven by the crowd and can change right up until the last minute. Sometimes this works in your favour: the fixed odds might be 4.00, but the Tote could pay R5.20 after the race. At other times, it goes the other way, and the Tote payout ends up being lower than the fixed line.

When the Tote Really Shines

The Tote tends to come alive on big race days, such as the Durban July or the Cape Town Met. With massive pools and thousands of punters betting, the dividends can be incredible — especially if a dark horse wins.

On smaller weekday meetings with limited pools, though, the Tote might not be as rewarding, particularly when there’s a strong favourite that everyone backs and drives the price down.

So Which Is Better?

If you prefer stable odds that don’t move, go for fixed odds. But if you like the thrill of the unknown and the potential for a big surprise payout, the Tote could be more your style.

Some smart punters even split their stake, putting half on fixed odds and half on the Tote. This is a simple yet effective way to balance risk and reward, ensuring you don’t miss out either way.

How to Use the Totepool Online

Not long ago, if you wanted to place a tote bet, you had to be at the racetrack or near a TAB outlet. Those days are long gone. Today, you can do it all from your smartphone, whether you’re sneaking in a quick bet during your lunch break or watching the races at home with a cold beer in hand.

Online Tote Betting Is Now Easier Than Ever

Most licensed South African bookmakers are directly connected to the national tote system. This means that when you place a tote bet online with trusted sites like Hollywoodbets, TAB4Racing, or Betway, your wager goes into the same nationalised tote pool — regardless of which site you’re using.

In other words, it doesn’t matter where you bet — it’s all part of the same pool and the same dividends.

Placing a tote bet online is straightforward. Here’s how to do it:

  • Log in to your online bookmaker account.
  • Navigate to the “Tote” or “TAB” section (it’s usually next to the normal racing markets).
  • Select your race meeting – it could be Greyville, Kenilworth, or even an international event like Ascot or Flemington.
  • Choose your market – Win, Place, Exacta, Trifecta, Pick 6, or any other option you fancy.
  • Enter your stake and confirm your bet. Double-check everything before submitting to avoid typos or incorrect selections.

Once confirmed, you’re officially part of the pool. Your bet slip will update automatically after the race, and if your selection wins, your winnings are credited straight to your account based on the final dividend — no waiting around or paperwork needed.

Join International Tote Pools Too

One of the coolest things about online tote betting is how global it’s become. Many South African betting sites are now linked to international tote pools, especially for major races in the UK, Australia, and other racing hubs.

So, even though you’re betting from right here in Mzansi, your wager joins a worldwide pool of punters, which means bigger liquidity and often better payouts.

Pro Tip:When betting online, always check for the “SA Pools” label. Some races use merged international pools, and payouts may vary slightly due to exchange rate differences or regional rules.

How Totepool Dividends are Calculated

Now that you know how the Tote system works, let’s talk about what every punter actually waits for — the dividends.

The dividend is the figure that pops up on the screen after a race, showing how much each winning unit is worth. It’s the number that determines your payout, and no one knows exactly what it’ll be until the race is over and the official results are confirmed.

How the Dividend Is Calculated

Here’s what happens behind the scenes:

  • All bets on a race go into one big pool.
  • Once betting closes (usually a minute or two before the start), the operator takes out a small commission known as the take-out percentage.
  • This take-out covers costs such as taxes, regulations, and running the betting system.
  • The remaining amount is then split among all the winning tickets.

Let’s break it down with an easy example:

  • Total money in the pool: R200,000
  • Operator’s take-out (10%): R20,000
  • Remaining to pay winners: R180,000
  • Number of winning units: 12,000

Now, divide R180,000 by 12,000 = R15 per R1 unit.

So, if you placed a R10 bet, your payout would be R150, and if you’d staked R100, you’d get R1,500. Simple as that.

Understanding Display Units

Most Tote dividends are shown per R1 unit, but some bookmakers display them per R2. It’s always worth double-checking how your bookie lists it before doing the mental maths.

If you’re betting through an online bookmaker that offers Tote access, you don’t have to calculate anything yourself. The system automatically calculates everything for you and displays your exact winnings based on your stake and the official dividend.

Some Strategies to Know When Betting on the Totepool

You might already be familiar with horse racing strategies for fixed-odds betting. Things like managing your bankroll, reading the form guide, and not chasing losses. However, when it comes to Totepool betting, there are a few unique tactics worth considering.

Below are three tote-specific strategies that can help you make smarter decisions and get the best possible value from your bets.

Understanding the Scope of the Pool

Always check the pool size before placing your bet. Smaller pools often mean bigger fluctuations and sudden last-minute changes. A few large bets from high rollers can swing the dividend dramatically right before the race starts.

On the other hand, bigger pools mean more stability. Major events like the Durban July or Cape Town Met have huge pools, making them perfect for value hunting. Your odds are less likely to change drastically at the last minute, and payouts tend to be fairer and more predictable.

Field Size Logic

The number of runners in a race can heavily influence tote payouts.

  • Small fields (with fewer runners) usually offer low returns for Place or Swinger bets, so not much value there.
  • Large, open handicaps (with 12 or more horses) are where things get interesting. The tote pool swells, and so does your chance of landing a bigger dividend, especially if a middle-priced horse comes through, one that many punters might have overlooked.

These are the races where value overlays often hide, waiting for sharp bettors to spot them.

Carryovers and Jackpots

If you ever see the word “carryover”, pay attention, as this is where the tote can offer incredible free value. A carryover happens when nobody wins a pool, such as the Pick 6, and the unclaimed money rolls over to the next meeting. That extra cash in the pool can make payouts surge.

Even small bets can return massive dividends when there’s a big carryover or jackpot day. These are the perfect opportunities to take a shot at the tote — you could be in for a big payday.

General Betting Tips

Outside of these tote-specific tactics, remember to keep your general betting discipline intact: Break your bankroll into units, never chase losses, and always factor in weather, track conditions, and jockey form.

Understanding Pool Merges and International Links

Sometimes, South Africa’s tote connects with international tote networks, such as those in the UK, Australia, or Hong Kong, creating what’s called a pool merge.

When this happens, all bets from different countries are combined into one massive shared pool, rather than separate national ones. So instead of a few thousand local bets, you’re now part of a global pool containing tens of thousands of wagers.

The Benefits of Merged Pools

The biggest advantage here is liquidity. The larger the pool, the more stable and less volatile the dividends become. It’s harder for a few big bets to influence the outcome, and the payouts tend to reflect the true global market.
Example:

  • South African pool = R100,000
  • UK pool = R400,000
  • Combined pool = R500,000 total

That means bigger payouts, smoother odds, and less volatility — all things punters love.

The Small Catch

When pools merge internationally, exchange rates and take-out percentages come into play. Operators need to align different systems so that the final dividends may be rounded or slightly adjusted after conversions.

This is entirely normal — it’s just how commingled pools work and not a scam.

When Do These Merges Happen?

You’ll mostly see merged pools during major international race days, like Royal Ascot (UK), Melbourne Cup (Australia) and Dubai World Cup (UAE). South African bookmakers such as Hollywoodbets and Betway display these merged pools clearly in real time, often marked as “INT Pool” or “Global Pool.”

Conclusion: Why the Totepool Still Matters in SA

The tote remains one of South Africa’s most authentic and most rewarding ways to bet on horse racing. It’s a pool-driven market where your payout is shaped by the crowd, not a single bookmaker’s price. Once you understand how pools, take-outs, and dividends work—and when to use Win/Place, exotics like Exacta/Trifecta/Pick 6, or even split stakes with fixed odds—you’re already betting smarter.

Online access has made tote betting simpler than ever: log in, pick your meeting and market, confirm your ticket, and let the final dividend do the talking. On big race days and during carryovers/merged international pools, liquidity surges and so can your potential returns. Just remember the tote-specific basics: check pool size, weigh field depth, and pounce on jackpots—all while sticking to sound bankroll management.

Bet responsibly, keep your units consistent, and let the tote’s collective market work for you. For more South African–specific tips, results explainers, and race-day strategies, bookmark our site—your best source for online gambling and sports betting in Mzansi.

FAQs

A tote pool is like a big pot that all punters bet into for a specific market. Every bet you and others make goes into the same pool, and once the race is over, the total money (minus the operator’s small cut) is shared amongst all the winners.

After the race, the tote operator takes out their percentage (usually between 10–20%) and the rest of the money is divided amongst all the winning tickets. So, if R200,000 went into the pool and R20,000 worth of tickets were on the winning horse, that’s R180,000 / R20,000 = R9 per R1 bet. That’s basically your dividend.

It just means betting has officially stopped for that race. Once the starter calls the horses in or the clock runs down, then no more bets shall be accepted into that pool. From that point, the dividends are locked in and calculated after the finish.

A carryover is leftover prize money from a pool that nobody won last time. For example, if nobody hits the Pick 6 at Greyville today, then that pool rolls over to the next meeting. It’s basically bonus money added to the pot, and it is a good thing for the punters because it can mean much bigger dividends on the winning tickets because of all the money carried over from the previous rounds of betting.

No, you can keep what you win and don’t have to pay any taxes. Taxes and take-outs happen before the dividend is displayed, so the number you see on the board shall be what you get.

You can find official tote results and dividends on the bookmaker websites, which are linked to the tote or even on-screen at live race meetings. Most betting platforms shall update your account automatically after the results are confirmed.